I am in way to develop an android app in which we can open google wallet for payment through credit card etc.
I want to integrate google wallet in my android app to launch on a button click.
Here is my scenario:
I have to options one is Payment through credit card to another user account like money transfer and payment on purchase of any item.
Second is payment through online banking.
Can we use google wallet for the above functions?
The short answer is no, you cannot use Google Wallet on Android for third party money transfers.
A Google Wallet transaction on Android can only take place between you (the merchant) and an user (the buyer).
Google Wallet is available on Android in two flavors.
In-app Billing - used to sell digital goods:
http://developer.android.com/google/play/billing/index.html
Instant Buy for Android - used to sell real goods and services:
https://developers.google.com/commerce/wallet/android-overview/
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I am from Bangladesh and have small startup company. Basically we build app and market them locally. Recently we plan to sell our app's multi digital feature to the user. As google play policy, "digital goods need to sell by google billing". We than start study about it. In our country, google merchant account is possible, so we can implement google billing as payment method.
But problem is, google won't accept payment from any mobile banking or bank account service from our country, only duel currency credit card. Only less than 0.1% has credit card in our country. And another thing, my user maximum lives in villages, without mobile banking how they actually pay us?
So, can I implement local mobile banking in my app rather than google billing as payment. If google accept minimum one mobile banking system in my country, I will happy to use google billing. We only want to distribute my app inside my country right now.
Can I implement Pay Tm app integration for payment gateway in my android app to provide pro version of an application instead of google payment option? or which is best option other than google play ?
Here's the link to the payment guidelines for monetization on Google Play...
Developers offering products within a game downloaded on Google Play or providing access to game content must use Google Play In-app Billing as the method of payment.
Developers offering products within another category of app downloaded on Google Play must use Google Play In-app Billing as the method of payment, except for the following cases:
Payment is solely for physical products
Payment is for digital content that may be consumed outside of the app itself (e.g. songs that can be played on other music players).
So, for any app on the Play store, Google in-app billing is used for content consumed within the app, such as unlocking the pro version of the app. For physical goods or digital goods consumed outside the app, other third party payment services are permitted.
I want to integrate google wallet in my application:
I need the below functionality:-
User can buy some coins from merchant application using google wallet .
For e.g. User will be given an option that 10 coins -- 1$.
so user will be redirected to his google wallet and payment of 1$ will be done from his google wallet to Merchant application's wallet.
User can redeem the coins to money in his google wallet . < This will be done automatically once the user's coin count reaches a predefines value say 1000.> So As soon as user's coins reach 1000. They will be converted to dollars and will be added in his google wallet.
As i did some research :
Google Wallet is available on Android in two flavors.
In-app Billing - used to sell digital goods:
http://developer.android.com/google/play/billing/index.html
Instant Buy for Android - used to sell real goods and services:
https://developers.google.com/commerce/wallet/android-overview/
I do not understand which one of the two serves my purpose.
Please guide me . Thanks
Neither of the two will serve your purpose fully, as neither will allow your second scenario (selling coins back for real money).
In-app billing will let your user buy coins and pay via the Play Store.
Instant Buy (Android Pay) is just a payment method you can use. You'll still need a payment processor (e.g. Stripe or Braintree). The payment processor may allow your second scenario as well, but this will not be handled by Android Pay.
There is no way to pay to a user's Google Wallet. Google Wallet can only be used to send money to friends and family, not for conducting any business. This functionality existed in the past, but is now fully integrated and rebranded into Android Pay (Instant Buy).
I got the answer for this question.
I needed to integrate In-app-billing. I declared my products on google developer console. And user can buy the products using in app billing service.
For Redeeming , google does not support peer to peer payment processing . So my application can not give money directly from merchant account to user account using google service . Google does not support it .
I needed to integrate Paypal for sending money to user account from merchant account.
Currently, I am working on a project where I have 2 buttons "Add 500 Points" or "Add 1000 Points" and when they press on it, they will pay 5$ or 10$ using in-app payment.
The user can pay multiple time by pressing the buttons.
As I am doing first time this type of work, kindly let me know how can do this in Android.
First of all you need to implement in-app purchase, follow this for more : Implementing In-app Billing
after purchasing any product, you need to consume product : Consuming In-app Products
mService.consumePurchase(3, getPackageName(), token);
for more code you can check here : Consuming a Purchase
you can even follow this tutorial for easy use of in-app purchase.
This question is tagged with "android-pay" so I thought I would add some clarification. Android Pay cannot be used to sell digital goods. If you are selling digital goods or virtual goods you should use the Google Play in-app billing service.
See Android Pay questions
Q: Can I use the Android Pay API for selling digital goods?
A: No. The Android Pay API cannot be used for selling digital goods, whether they are consumed on the device or outside the device. The Android Pay API may be used only for the sale of merchandise, goods or services provided to a Buyer outside a digital environment in the physical world. The Android Pay API may not be used for the sale of any digital content or services provided through any means.
Developers who want to sell digital goods should use the Google Play in-app billing service.
For more info, see Google Play in-app billing service
My application is used to buy journey tickets. The ticket price is different everytime. Can I use In-App Billing to make the user pay a custom price everytime? If so how? i.e. can I set the price which the user has to pay programmatically?
You cannot programmaticaly change the price of a product using Google Play In-App Billing .You could fix the price in the Android developer Console .If you still want to custom price at the runtime you could use PAYPAL for that :
https://www.x.com/developers/paypal/products/mobile-overview
You cannot use Google Play In-App Billing to make the user pay a custom price.
Moreover you cannot use Google Play In-App Billing to sell physical goods and services like journey tickets:
You can use In-app Billing to sell only digital content. You cannot use In-app Billing to sell physical goods, personal services, or anything that requires physical delivery. Unlike with priced applications, once the user has purchased an in-app product there is no refund window.
http://developer.android.com/google/play/billing/billing_overview.html
Your use case perfectly fits the Google Wallet Instant Buy API for Android. Google Wallet Instant Buy API for Android is specifically for physical goods and services and has a simple integration into your Android App. It was launched during Google I/O 2013 and you can get an overview at the following blog post:
http://googlecommerce.blogspot.com/2013/05/fast-and-easy-checkout-for-android-apps.html
Also, please checkout the Google I/O Talk on the same topic
https://developers.google.com/events/io/sessions/330844794
Since this is still in beta, if you're interested please sign up using the interest form
http://getinstantbuy.withgoogle.com/